Hawaii - Employer Insurance Lost
Hawaii Residents Who Have Employer-Sponsored Health Insurance May Not Be Immediately Affected by McCain Health Plan
Two new reports from the Center for American Progress Action Fund and the Economic Policy Institute found that 20 million people nationwide would lose employer-sponsored health insurance under the McCain health care plan.
Senator McCain’s plan would tax employees on the value of their employer-provided health insurance, leading many companies to stop offering health benefits altogether. For example, if you make $45,000 a year and your employer pays $12,000 a year for your family’s health insurance coverage, you would have to pay taxes on an annual income of $57,000. (Learn more about why Senator McCain’s plan would have such a devastating effect on hard-working families across the country.)
People in Hawaii may not be immediately affected, however, because Hawaii is the only state in the country that requires employers provide health insurance to their employees. It is possible that there could be political pressure from employers to eliminate that requirement should the exclusion be removed, which could jeopordize coverage in the future.
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Fifty-eight percent of primary care doctors in the U.S. report their patients often have difficulty paying for medications and care, and half of U.S. doctors spend substantial time dealing with restrictions insurance companies place on their patients’ care, according to the 2009 Commonwealth Fund International Health Policy Survey.
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Families saw their premiums for job-based health insurance rise to an average of $13,375 annually in 2009, with workers paying an average share of $3,515 and employers paying $9,860.
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