FIXING THE GAME ARCHIVE
Read more self-serving ideas from the insurance industry and its supporters.
- Insurance companies claim they want to help small businesses be able to afford health care coverage, but they are unwilling to explain how they set their premiums or why they increase so much year to year. Read more about it.
- Insurance companies and their supporters warn that a choice of public health insurance would interfere with doctors’ ability to treat their patients as they see fit. But who is really doing the interfering? Read more about it.
- Insurance companies want public programs, like Medicare, to pay providers more, because private insurance companies can’t get as good a rate as public plans can. Read more about it.
- AHIP, the insurance industry’s trade association, proposes that the insurance industry recommend ways to “streamline administrative processes.” Why have they waited so long to do that? Read more about it.
- Insurance companies pushing to turn public dollars into private profits. Read more about it.
- Insurance companies pushing Health Savings Accounts. Read more about it.
- Insurance companies selling insurance against their own bad practices. Read more about it.
- Insurance companies propose shifting the risk of covering sicker people to taxpayers. Read more about it.
- Insurance companies blaming doctors and hospitals for billing problems. Read more about it.
- An insurance company executive explains why insurance companies in the individual insurance market charge women more than men. Read more about it.
- America’s Health Insurance Plans (AHIP), the trade association of the health insurance industry, wants us to believe giving people more private plan choices is the path to fixing our health care crisis. Read more about it.
- Insurance company boosters want you to believe that profits spur innovation that leads to overall system improvements and cost-savings. Read more about it.
- Insurance company boosters want you to believe that while private plans do have higher administrative costs than public plans like Medicare, it’s not as big a difference as the data shows. Read more about it.
- Free-market devotees think you should pay more for your health care out of your own pocket, so you can become more cost-conscious. They think that will force you to make smarter, more cost-efficient choices, and ultimately help slow the increase in health care costs. Read more about it.
- America's Health Insurance Plans (AHIP) wants states to let insurance companies offer plans that do not provide all mandated benefits. Read more about it.
- America's Health Insurance Plans (AHIP) proposes using tax credits to expand coverage to more people. Read more about it.
PRIVATE INSURANCE 101: Understand how private insurance works
THE RULE BOOK: Find out the rules in your state
GLOSSARY: Health Insurance Terms
LATEST SCORECARD
Half of U.S. Doctors Report Insurance Restricts Medications or Treatment Decisions
Fifty-eight percent of primary care doctors in the U.S. report their patients often have difficulty paying for medications and care, and half of U.S. doctors spend substantial time dealing with restrictions insurance companies place on their patients’ care, according to the 2009 Commonwealth Fund International Health Policy Survey.
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Family Premiums for Employer-Sponsored Coverage Rose About 5%
Families saw their premiums for job-based health insurance rise to an average of $13,375 annually in 2009, with workers paying an average share of $3,515 and employers paying $9,860.
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