How Secure Are You?

The Commonwealth Fund says there are 25 million underinsured adults in the U.S.

Underinsured: that means those of us who have insurance but can’t count on it for financial protection.

It’s a frightening number — but still a huge underestimate.

So, who did the study count? People who said they spent 10 percent or more of their income (or 5 percent if they were low-income) on health care – even with their insurance – or who had deductibles at 5 percent of their income.

Not counted? Lots of people who haven’t been hit with hefty health care bills yet.

That’s why you may be underinsured and not even know it – even by the Commonwealth Fund’s undercount, the number of underinsured adults is up by 60 percent from 2003. That’s because health insurance is covering less and less. Do you know if your health insurance is worth the paper it’s written on?

Read the Report